By: Building Specs Hawaii, LLC
Since Tropical Storm Darby just passed through the islands, reminding us that we are in the middle of hurricane season.
September 11, 1992, Hurricane Iniki was the last major and most destructive hurricane to hit on the Hawaiian Islands. As a reminder, August is the peak month for tropical cyclones in the central Pacific basin, chalking up twice as many (74) as September (37) from 1971-2013, according to the Central Pacific Hurricane Center. We here at Building Specs Hawaii would like to give some reminders for hurricane preparedness.
Hurricane Iniki disaster.
HURRICANE HOME PREPARATIONS:
- Hurricane winds can cause trees and branches to fall, so before hurricane season trim or remove damaged trees and limbs to keep you and your property safe.
- Secure loose rain gutters and downspouts and clear any clogged areas or debris to prevent water damage to your property.
- Secure shingles on your roof using roofing cement. Otherwise wind can peel them off until your roof is stripped bare, allowing wind and water to get in.
- Fill cracks and holes with caulk to keep water from getting into your home. This includes sealing off areas around cables, pipes, windows and doors.
- Make sure you have enough insurance coverage to repair or rebuild your home now. If you’ve added or changed anything structurally about your home, from new kitchen appliances to a new back patio, update your insurance policy to cover your improved home. Remember that a home’s value doesn’t matter here. Regardless of changes in value, you need coverage to pay for rebuilding your home exactly as it stands.
- If you haven’t done so already, it’s time to inventory your home’s contents. Make sure you list all the items in your house and store the information online or outside your home. There are plenty of free mobile and online apps from insurance providers or the Insurance Information Institute that help you organize the inventory. Then make sure you have adequate contents coverage to pay for replacing these belongings.